How Often Can I File for Bankruptcy?
Can I File for Bankruptcy More Than Once?
It would be nice if bankruptcy guaranteed that the future would work out, and that just one second chance would be enough, but part of building a successful future inevitably means taking chances. Even people who have had to file for bankruptcy in the past can still face significant financial challenges down the road, and may need to come back again to reset, restart and rebuild.
The rule is that you can file for Chapter 7 or Chapter 13 bankruptcy every eight years.
At the Houston bankruptcy law office of Acosta Law we understand that even if you've filed for bankruptcy, you may have encountered another situation that has left you and your family facing a financial crisis. The laws of Texas and the U.S. understand this as well, which is why consumers have the right to file for bankruptcy even if they have filed in the past.
Another Chance at the American Dream
Life is full of chances. Some chances taken work out and lead you exactly where you had hoped. Others lead the opposite direction and can end in seemingly insurmountable personal and financial challenges. Part of the American Dream and the foundation on which capitalism is built has to do with ordinary people taking extraordinary chances on success.
Our attorney at Acosta Law has worked to help people file second and even third bankruptcies under Chapter 7 and Chapter 13. This is your right under state and federal law, and we are proud to help you take action to protect those rights.
We guide you through the process, make sure you are aware of the consequences, and help you rebuild a pathway to success.
Protecting Your Bankruptcy Rights
Our lawyers have worked with more than 15,000 people throughout Harris County, many of whom had filed for bankruptcy in the past. If it has been more than eight years since your last bankruptcy and you are facing a serious financial crisis, let us sit down and review your case.
Contact us at Acosta Law through our online form or by phone at 713-980-9014 to schedule a free consultation.