What Should I Do About a Creditor Lawsuit?


The Time to Act Is Right Now

Debt and financial difficulties are stressful enough without having to deal with a lawsuit. At the law firm of Acosta Law in Houston, we help clients regain control of their finances and resolve creditor lawsuits. If you're facing a lawsuit, it is important to obtain legal representation as soon as possible. You only have 20 days to file a response to a creditor lawsuit in Texas, and as soon as a lawsuit has been filed, your personal property and assets may be at risk.

Stop a Creditor Lawsuit: File Bankruptcy

The best way to stop a creditor lawsuit is to file for bankruptcy protection. Upon filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy, an automatic stay will go into effect stopping all creditor collections activities, including lawsuits and creditor harassment. Whether the lawsuit was just filed or the court already ordered a judgment against you, any current proceedings, including wage garnishment, will immediately stop.

When you hire Acosta Law, we will file a response to any lawsuit against you, assist you in filing for bankruptcy relief and have the lawsuit dismissed. If a creditor or bank has hired a lawyer, shouldn't you have one too?

If a creditor is threatening to file a lawsuit in order to repossess your property or garnish your wages, the time to act is right now. At Acosta Law, we offer every potential client a free initial consultation. Don't lose your home, car or wealth. Call our attorneys in Houston at 713-980-9014 to find out how we can help you or contact us online.